Many debtors have the common misconception that filing for personal bankruptcy is the worst thing that they can do to their credit score. This is not the case. Your score will be substantially lower, if you continue to juggle payments that you cannot afford. The late payments on multiple accounts will cause more damage than bankruptcy. Read on for … Read More


Finding information about filing personal bankruptcy does not have to be difficult. There are things to do and things to avoid doing just before and following filing bankruptcy. The following article is full of information that may help you know what to do and what not to do around the time of filing bankruptcy.Trying to exclude family members you … Read More


If you are a first time home buyer, there are many complicated details you will need to know when you shop for your mortgage. Banks, credit unions and mortgage brokers all have different requirements for mortgage loans. Learn the differences between them so you can decide which is the best way to go.Understand your credit score and how that affects… Read More


If there is a shortage of people purchasing new homes in 2013, it's all because home mortgage lenders are far too selective with their lending process. You might have great credit and a steady job, but that in no way means you can find a good mortgage plan. Here are some tips that should help you locate a good mortgage.Try to have a down payment of… Read More


Finding a home mortgage that is works for you can sometimes be a tricky endeavor. If you are interested in learning about different types of mortgages and reading various tips to help in this area, then you will want to read the following article. Keep reading to help you gain the knowledge necessary so you aren't lost when searching for a home mor… Read More